Nearly Half of Americans Don’t Have Access To Employer Retirement Plans


Believe it or not, almost half (49%) Americans don’t have full time jobs with companies that provide key benefits like vacation days, health insurance or even employer sponsored retirement plans like 401(k)s or 403(b)s.

This can make things quite complicated, especially for workers that want to get started investing the right way. Investing can be daunting with complex terminology, hidden fees, and even unscrupulous financial firms selling unnecessary products.

However, there is one way to overcome this challenge regardless of your role or background… create an individual retirement account or IRA!

With an IRA, you can invest on a pre tax or post tax basis (Roth IRA). Best of all, companies like Fidelity offer commission free trading on most products, low or minimum fees, and free education resources. Fidelity makes it easy for you and/or your child to learn and earn at the same time!

You Don’t Need An Employer Sponsored Plan To Start Investing!

Teens as young as 13 can start investing with a Fidelity Youth Account. Unlike other companies, they can start investing with as little as $1 and buy standard investments like stocks, bonds, and mixed, low cost ETFs in fractional amounts.

Unlike other firms including Acorns, there are no account fees, minimum balances, ATM fees or other surprise fees.

Open a Fidelity youth account today to receive $100 and $50 for your child.

Join today!

The Fidelity Youth Account can only be opened by a parent/guardian. Account eligibility limited to teens aged 13-17.

¹Limited Time Offer. Terms Apply. Before opening a Fidelity Youth Account, you should carefully read the account agreement and ensure that you fully understand your responsibilities to monitor and supervise your teen’s activity in the account.


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